Mortgage Case File Checks
Check every residential mortgage file in under 2 minutes. Auto-grade, flag fixes, export an audit-ready PDF.
Automate end-to-end mortgage file QA.
Pull documents from your CRM, run 30+ compliance and suitability checks (ID&V, AML, income & affordability, product fit, disclosures), then deliver a graded report with pinpointed evidence and clear remediation actions.
Inputs
- Case documents (Fact Find, ESIS/KFI, credit report, ID, payslips/SA302s, bank statements, valuation, adviser notes) pulled from your CRM
- One trigger: automatic at submission or manual run
Outcomes
- Overall file grade plus section grades (KYC/AML, income & affordability, recommendation rationale, disclosures)
- Specific remediation actions with suggested wording and due dates
- Evidence pins to the exact page/snippet in source documents
- Pre-check and post-submission modes; duplicate-check suppression
- Auto product detection and mismatch alerts \nAmber/Red alerts with conditional human review, notes and overrides
Step by step
Pull case docs & data from CRM record
Pull case docs & data from CRM record
Run 30+ rules (ID&V, AML, income verification, affordability, product suitability, disclosure & signatures)
Run 30+ rules (ID&V, AML, income verification, affordability, product suitability, disclosure & signatures)
Push graded report to CRM/inbox; notify adviser & compliance if action needed
Push graded report to CRM/inbox; notify adviser & compliance if action needed
Pull case docs & data from CRM record
Pull case docs & data from CRM record
Run 30+ rules (ID&V, AML, income verification, affordability, product suitability, disclosure & signatures)
Run 30+ rules (ID&V, AML, income verification, affordability, product suitability, disclosure & signatures)
Push graded report to CRM/inbox; notify adviser & compliance if action needed
Push graded report to CRM/inbox; notify adviser & compliance if action needed
Typically processing time
≈ 90 seconds (typical)
Pain Today
Impact with Curvestone
Only a sample of files reviewed — hidden risk across the rest
45–90 mins manual checks per case; document chasing and re-keying
Packbacks from lenders and repeated adviser rework
Hard to evidence Consumer Duty oversight with spreadsheets & emails
100% of mortgage files checked — every case, every time
<2 minutes automated review with pinpointed evidence
Audit-ready PDF + dashboard trail — simple to evidence oversight
Real-time adviser feedback — fix issues before submission
Savings Calculator
Remove the barriers to AI transformation by effortlessly solving real business problems in minutes.
Hours saved (annually)
Annual savings
Security & compliance
ISO-27001 · UK data residency · FCA compliant audit logs
Questions & Answers
How long does setup take?
Do advisers need new logins?
Can we customise the checks?
Cert No. 19087
© 2025 Curvestone Ltd.
Curvestone is a trading name of Curved Stone Limited registered in England No 09249565.
Registered Office: 55a Fermoy Road, London, W9 3NJ. VAT Number: GB 279018677.
