Everydirector.Every deal.
For commercial finance lenders, brokers and packagers where a deal means three, five, eight directors — and “background checks” means whatever there was time for. Curvestone checks every director and entity against registries, filings and the open web, cross-checked against the case, before completion.
The check everyone agrees matters — and skips.
What deal teams live with
- One commercial finance lender’s own assessment: a systematic deep-check on every director is “not done comprehensively due to time constraints.”
- Commercial deals carry multiple directors and connected entities; manual checking scales with headcount, so coverage collapses under volume.
- The company gets checked — the people behind it often don’t.
- Ongoing diligence after completion essentially never happens.
Why it matters
- Fraud hides in the gaps: shared addresses between a director and an applicant, phoenix patterns, recent appointments nobody questioned.
- A skipped director check is exactly the finding a s166 reviewer or an auditor loves.
- “Comprehensive only when there’s time” isn’t a policy a reviewer will accept.
Comprehensive stops being a trade-off.
You know you should deep-check every director on every deal. Nobody has time, so it gets sampled or skipped. Curvestone does all of them, automatically — Companies House, their other companies, their history, the open web — and flags what’s worth a human’s attention.
Registries plus reasoning.
Companies House, properly
Status, filings, liquidations and disqualifications — for the borrowing entity and for every individual director, not just the company.
The director’s history
Each director’s other directorships: failures, dissolutions, phoenix patterns, and the recent resignations and appointments worth a question — summarised, not just listed.
Cross-checked against the case
Director addresses compared with the applicant’s address history, names reconciled across the file — the part no registry lookup can do, because no lookup has the case.
Wider open sources
SRA authorisation and scam alerts for the solicitors on the deal; Land Registry and EPC where property context matters; agentic search for what naive lookups miss.
Adverse media, one click deeper
Extend any director with a full adverse-media investigation — same agent, same citations, same report style.
Three desks, one report.
For credit & compliance
Coverage stops being a function of how busy the team is. Every director, every entity, every deal — with the evidence filed.
For the underwriter pricing the deal
The director with two liquidations and an address matching the applicant’s is on page one — before the deal is priced.
For the MD signing it off
The diligence you’d want on your own money, running on every case — at a per-deal price, not a headcount.
Decision support — never auto-decisioning.
Curvestone gathers, checks and cross-references so your team spends its time on judgement. Findings are reviewed and signed off by your people; conservative defaults mean anything genuinely concerning always reaches a human.
- Every director and entity on every deal — coverage no longer depends on how busy the team is.
- Configured to your credit and risk policy.
- Per-deal pricing covering all directors — comprehensive checking is never penalised.
- Full audit trail on every run.
Bring us a live deal.We’ll check every director.
30 minutes. A real commercial case with its full director list. You’ll see the registry pull, the cross-checks against the file, and the graded, cited report per deal.