Checkeverycase.Not just the ones you can afford to review.
Curvestone reviews 100% of broker case files automatically — reading the messy real-world inputs networks actually receive, with an audit trail PI insurers and the FCA recognise. Currently running 25% of UK mortgage network compliance checks.
Built to the standards UK regulated networks require
Why network compliance
doesn't scale.
You carry FCA permission on every case — but at an hour-plus per manual review, coverage stalls at a fraction of new business. The rest goes unchecked until a complaint, FCA review, or audit forces a look back.
Sampling, not supervising
Most networks check 5–15% of new business.
A 50–90 minute manual review per case makes full coverage economically impossible — so most cases go unchecked until a complaint lands.
The false-negative problem
It's not the cases you flag — it's the ones you don't.
Missed issues compound through manual handoffs, land at the lender, and create PI exposure. False negatives, not false positives, are the problem.
Capacity vs growth
Compliance can't scale with broker headcount.
Adding ARs means adding reviewers — linearly. Summer backlogs cascade into delayed feedback and repeated errors.
Inconsistent decisions
Different reviewers, different verdicts.
ARs get mixed messages depending on who reviewed their case — which fuels internal disputes and weakens coaching.
Regulatory escalation
Problems escalate to you, not your ARs.
FOS complaints, FCA supervisory visits, and s.166 reviews all land at the principal. Every unchecked case is a future escalation in waiting.
Senior expertise wasted
Heads of Compliance run queues, not risk.
Backlog management consumes the expertise that should be running portfolio risk work and AR development.
Curvestone reviews every case in your network.
Compliance and suitability review on every adviser submission — automated, configured to your specific policy, exceptions, and judgement rules.
Coverage
100%
Every case checked — not a sample. Nothing slips through the net.
Speed
Real-time
Flags before submission, not weeks later. Advisers remediate immediately.
Consistency
Same rules
Every case, every time. No reviewer fatigue, no subjective interpretation.
FCA evidence
Audit-ready
Supervisory reports built automatically, traceable per case and per AR.
Insight
Trends
Trend analysis across adviser behaviour. Targeted coaching and early risk identification.
Fairness
No bias
Consistent treatment for every AR. Removes unconscious bias from manual review.
Checks across the full case journey.
A sample of what Curvestone reviews — adviser-side validation before the case is submitted, then the full file review your central team would run afterwards. Configured to your network's policy, exceptions, and judgement rules.
- Disclosures
- Income
- Fact Find
- Reconciliation
- Risk flags
- Doc quality
- Cross-doc
- Disclosure timing
- Sourcing
- Suitability
- Vulnerability
- Fraud flags
Hover any family to see what we check.
Examples · not exhaustive
“This strengthens our oversight process and frees up our compliance team to focus on adviser support and quality assurance.”
Answers for networks evaluating Curvestone.
See what supervisingevery case looks like.
15-minute demo. Walk through Curvestone on real cases — yours, ours, or anonymised — and the audit trail behind every decision.