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Curvestone AI
Financial Promotions

Everyfinancialpromotion.Checked in minutes.

Curvestone reviews documents, social posts, images, and video against FCA rules and your firm’s standards — returning a graded result with the exact rule cited, in seconds per item.

Trusted across UK regulated companies

Clarion
Tandem
HL Partnership
Mattioli Woods
Walker Morris
Stephenson Harwood
Y3S
New Leaf Distribution
Clarion
Tandem
HL Partnership
Mattioli Woods
Walker Morris
Stephenson Harwood
Y3S
New Leaf Distribution
Under the new gateway

The approver pool shrunk. Enforcement nearly doubled.

Since 7 February 2024, only firms with explicit FCA permission can approve financial promotions for unauthorised parties. Fewer approvers. Sharper teeth. More volume.

0
promotions amended or withdrawn following FCA intervention in 2024
Up 97.5% on 2023 · FCA
0M
UK accounts reached by illegal financial ads identified by the FCA
FCA week of action, Apr 2026 · Meta platforms
0%
rise in FCA enforcement actions against finfluencers
2024 → 2025 · Reported by Professional Adviser
What it does

Six capabilities. One review pipeline.

Multi-channel ingest

Drag-and-drop a document, pull from your CRM via API, or connect an advisor’s social account by OAuth.

Proprietary OCR

Pulls the small print: approver attribution, risk warnings, the “Approved by” line buried inside an image.

FCA triage

Answers the first question first: is this a financial promotion under the FCA definition? Out-of-scope items exit before they hit the queue.

Configurable checks

Approver attribution, risk warnings, inducement, balance, target-audience suitability — tuned per client. BAU edits self-serve.

RAG grading with evidence

Compliant, Minor, or Major Non-Compliance. Every flag links back to the exact line, frame, or paragraph in the source material.

Reviewer override + audit trail

Compliance keeps the final call. Every override, every reasoning chain, every decision is logged for FCA defence.

Beyond the copy

The risk warning isn’t always in the copy.Curvestone reads what’s in the image.

Most review tools flatten when they hit an Instagram carousel or a 60-second reel. Curvestone reads what’s inside — including risk warnings rendered as text-on-image, approver lines hidden in 8pt body, and inducement language in the second half of a video.

  • Static images
  • Video frames
  • HTML emails
  • Print PDFs
How it works

Submit. Check. Approve. In minutes.

01

Submit the material

Upload via portal, API, or review interface. Email copy, PDFs, social assets — any format, any channel.

02

Rules applied automatically

COBS 4, FG22/5, and your firm's own standards are applied in seconds. Grey areas flagged with the specific rule and evidence.

03

Approved or returned with evidence

Compliant materials are approved with a full audit trail. Non-compliant materials returned with the exact rule breach — ready to fix.

In production

We can’t keep growing the team. So how can we do more with less? That’s what Curvestone solves.

Compliance lead, UK mortgage advice network
3,500/mo
promotions reviewed in one queue
8,000/yr
platforms monitored
100%
audit-trail coverage
Post-approval surveillance

Approval isn’t the end.It’s the start.

Curvestone keeps watching promotions after they go live — across every appointed representative — and flags drift the moment it happens. 8,000 platforms monitored a year in current production deployments.

  • Daily social re-scan
  • Adverse media checks
  • Broker-level drill-down
  • Rate or term drift alerts

Bring us a real promotion.We’ll run it.

30 minutes. One of your live documents, social posts, or videos. You’ll see the triage, the checks, the RAG output, and the evidence linkback.