Pre-qualifiedbeforeit hits your queue.
Curvestone screens case files against your lending policy before they reach underwriting — reducing reversals, improving first-pass quality, and cutting decision time for broker and lender alike.
The pre-qualification layer your underwriters wish existed.
Lender policy matching
Curvestone maintains lender criteria in-platform — cases pre-screened against the correct policy set, not a generic rule.
Income validation
Validates stated income against extracted document data and benchmarks for the applicant's employment type and role.
Affordability stress testing
Applies lender-specific stress rates and LTI caps — flagging cases that will fail before they're submitted.
Document completeness
Confirms all required documents are present and sufficient before the file leaves the broker.
Structured decline reasons
Every pre-assessment includes specific reasons — shared with the broker to enable first-time fixes before resubmission.
Workflow integration
Results delivered into your origination platform, LOS, or broker portal — no separate login, no manual step.
“Pre-qualified cases that reach our desk pass 80% of the time. The issues are fixed at the broker, where they belong.”
Pre-screened at the broker, not reversed at the lender.
Case file submitted pre-lender
Brokers submit via portal or API before the case reaches your underwriting queue. Any format — PDFs, scans, open banking feeds.
Lender policy applied automatically
Your lending criteria applied: income verification, stress testing, LTI caps, documentation requirements. Issues flagged with the specific policy rule and evidence.
Results back to broker with fix instructions
Pre-qualified cases pass cleanly. Flagged cases return to the broker with structured decline reasons — so they fix the issue before resubmission, not after.
10× faster pre-qual.80% fewer reversals.
See Pre-Underwriting Review applied to your broker inbound in a 30-minute demo.