ConsumerDutycomplianceat volume.
Automated compliance reviews for motor finance agreements — fair value, suitability, and commission disclosure checked on every agreement, at the volume your portfolio demands.
Every agreement. Every check. No sampling.
Consumer duty compliance
Fair value, suitability, and commission disclosure checks applied to every finance agreement — automatically, at volume.
Affordability assessment
Extracts income and expenditure from supporting documents and validates affordability against the agreement terms.
Commission disclosure review
Flags agreements where commission disclosure may be inadequate or non-compliant with FCA expectations post-review.
Vulnerable customer detection
Identifies indicators of vulnerability in the case file — flagging cases that need additional human review before finalisation.
Volume-ready processing
Handles the throughput of large dealer networks or lender portfolios — no manual bottleneck, no sampling compromise.
Full audit trail
Every check logged with source evidence — ready for FCA supervision or s166 review without manual compilation.
“Commission disclosure reviewed on every single agreement — not a sample. Our Consumer Duty posture went from anxious to audit-ready.”
From dealer system to FCA-ready audit trail.
Agreements submitted at volume
Finance agreements flow in via portal or API — from dealer management systems, direct lender platforms, or manual upload. Any format accepted.
Consumer Duty checks applied
Fair value, suitability, affordability, and commission disclosure reviewed against FCA expectations. Vulnerable customer indicators flagged automatically.
Results delivered with evidence
Compliant agreements pass with a full audit trail. Flagged agreements returned with specific rule breaches and source evidence — ready for review or correction.
Consumer Duty.Every agreement.
See Curvestone's motor finance compliance review applied to your agreement portfolio.