Equity Release Case File Check
Check every equity release file in ~90 seconds. Auto-grade, flag fixes, export an audit-ready PDF.
Automate end-to-end QA for later-life lending.
Pull case docs from your CRM, run 30+ suitability and disclosure checks (advice rationale, vulnerability & capacity, alternatives considered, ERCs & fees, property criteria, legal advice evidence, benefits impact), then deliver a graded report with pinpointed evidence and clear remediation actions.
Inputs
- CRM case data and documents: Fact Find (objectives, affordability, dependants), vulnerability/capacity assessment, recommendation letter, KFI/ESIS & product summary, illustration(s), valuation report, legal advice confirmation, PoA/ID&V, trust/beneficiary notes (if any), adviser notes & disclosures
- One trigger: automatic at submission or manual run
Outcomes
- Overall file grade plus section grades (KYC/AML & PoA, vulnerability & capacity, suitability & alternatives, product features & ERCs, costs/fees & disclosures, property eligibility)
- Specific remediation actions with suggested wording and due dates
- Evidence pins to the exact page/snippet in source documents
- Pre-check and post-submission modes; duplicate-check suppression
- Automatic detection of missing legal-advice proof, tenure/lease issues, benefit-impact statements, and alternative-option rationale (e.g., RIO/downsizing)
- Amber/Red alerts with conditional human review, notes and overrides
Step by step
Pull case docs & data from CRM record
Pull case docs & data from CRM record
Run 30+ rules (vulnerability/capacity, alternatives considered, ERCs & fees, product suitability, property criteria, disclosures & signatures)
Run 30+ rules (vulnerability/capacity, alternatives considered, ERCs & fees, product suitability, property criteria, disclosures & signatures)
Push graded report to CRM/inbox; notify adviser & compliance if action needed
Push graded report to CRM/inbox; notify adviser & compliance if action needed
Pull case docs & data from CRM record
Pull case docs & data from CRM record
Run 30+ rules (vulnerability/capacity, alternatives considered, ERCs & fees, product suitability, property criteria, disclosures & signatures)
Run 30+ rules (vulnerability/capacity, alternatives considered, ERCs & fees, product suitability, property criteria, disclosures & signatures)
Push graded report to CRM/inbox; notify adviser & compliance if action needed
Push graded report to CRM/inbox; notify adviser & compliance if action needed
Typically processing time
≈ 4 minutes (typical)
Pain Today
Impact with Curvestone
Sample-only checks leave hidden risk in a high-scrutiny advice area
45–90 mins manual QA per case; evidence scattered across PDFs/emails
Missing proof of independent legal advice, weak alternatives rationale, or unclear benefit-impact statements trigger rework or complaints
Hard to evidence Consumer Duty & later-life oversight with spreadsheets & emails
100% of equity release files checked — every case, every time
<4 minutes automated review with pinpointed evidence
Audit-ready PDF + dashboard trail — simple oversight reporting
Real-time adviser feedback — fix issues before submission/completion
Savings Calculator
Remove the barriers to AI transformation by effortlessly solving real business problems in minutes.
Hours saved (annually)
Annual savings
Security & compliance
ISO-27001 · UK data residency · FCA compliant audit logs
Questions & Answers
How long does setup take?
Do advisers need new logins?
Can we customise the checks?
Cert No. 19087
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Curvestone is a trading name of Curved Stone Limited registered in England No 09249565.
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