Yourpartnersdescribeyourcovertothepublic.Make sure they get it right.
Curvestone reads every partner website against ICOBS and your own standards, and shows your team the claims that need action: 'no exclusions' cover, out-of-date 'from £X' prices and unclear status statements.
Fewer rules on the page. The same liability.
Insurance sites carry fewer mandatory items than credit sites, so the risk sits in the claims customers act on: who the firm represents, what the cover includes and what it costs. Under ICOBS 2.2 each one must be clear, fair and not misleading, whoever publishes it.
Fewer rules on the page. The same liability.
Insurance sites carry fewer mandatory items than credit sites, so the risk sits in the claims customers act on: who the firm represents, what the cover includes and what it costs. Under ICOBS 2.2 each one must be clear, fair and not misleading, whoever publishes it.
What we look for on every partner website.
Every page is read against the rulebook, with your own approved wording and standards on top.
Status and relationship
Whose representative the firm is, and whether it acts for the insurer or the customer.
ICOBS 4
Cover claims
No 'covers everything' or 'no exclusions' claims unless they are true of the policy.
ICOBS 2.2
Price claims
'From £X' prices are current, and the basis for them is stated.
ICOBS 2.2
Comparative claims
'Best', 'cheapest' and review-score claims can be evidenced.
ICOBS 2.2
Introducer scope
Introducers such as vets and dealers pass customers on and do not recommend a policy.
IAR scope
Status statement and FRN
The site names you as principal, says you are authorised and regulated by the FCA, and quotes a valid FRN.
GEN 4
Rule references are to the FCA Handbook. Sources: FCA Handbook, ICOBS 2.2 · FCA review of principal firms, September 2024
One report for each website.Every check, and the finding behind it.
Each representative's site gets its own report: the pages read, every check for your segment with its status, and each finding with the page, the exact words, the rule and a screenshot. Your reviewer approves or dismisses each finding from there.
From your FRN to the pages that need action.
01Your FRN
FRN 000000
Wernham Hogg Insurance Services Ltd
02FCA Register
- Fawlty VetsIAR
- Trotters Independent MotorsIAR
- Grace BrothersIAR
- and the rest of your representatives
03Websites found
- fawltyvets.co.ukNot on your list
- trottersindependent.co.uk
- gracebrothers.co.uk
04Pages read
fawltyvets.co.uk
- /
- /services
- /pet-insurance
- /contact
05Finding
Cover claim needs its limits
“Lifetime cover with no exclusions.”
fawltyvets.co.uk/pet-insurance
Give us your FRN
We pull your appointed and introducer representatives from the FCA Register and find their websites. You confirm the list.
We read every page
Every page with finance or product wording is read against the rulebook your representatives work under, with your own approved wording on top.
You review what needs action
Each finding comes with the page, the exact words, the rule and a screenshot. Approve it or dismiss it. Your team makes every call.
Run it again
At onboarding, before the annual AR review, or on a schedule you set.
Decision support, never auto-decisioning.
Curvestone recommends. Your compliance team decides: on every finding, and on what goes to a representative.
- Every finding quotes the page and names the rule it was read against.
- A reviewer approves or dismisses every finding.
- Your own approved wording and standards sit on top of the rulebook.
- Findings stay in the UK and EEA, and your data never trains a foundation model. ISO 27001 and ISO/IEC 42001 certified.
- Built on the platform UK mortgage and wealth networks already use for compliance and oversight.
What principals ask before the first meeting.
Other segments.
Watch a representative websiteget checked, line by line.
Book a demo and we'll check a site in your sector against your rulebook while you watch. There is nothing to integrate: it starts from your FRN.